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Parents with Child

Registered Education Savings Plan (RESP)

A great way to invest in your child’s future education!

  • Insurance Wealth Financial offers RESP's that do NOT charge Enrollment Fees like Group RESP or “Scholarship Funds” do...BEWARE OF THESE COMPANIES!!!

  • The Canadian government will match 20% of your annual contributions up to $500 per year to a lifetime maximum of $7200. Education Savings Plan, That’s more than $7000 in free money.

  • RESPs are tax-sheltered savings plans, meaning you don’t pay income tax on the money you make on your investment, as long as it stays in the plan.


Permanent Whole Life Insurance as
an Asset Class


Create investments for your child using whole-life insurance!

  • Investing in a whole life insurance policy can create a retirement nest egg that your child can access TAX-FREE!

  • Additional Deposit Options can boost the cash value in a whole-life policy that can be accessed with an Immediate Finance Arrangement. Ideal for additional education funds or for a down payment 

  • The use of an IFA for investment purposes like a non-registered account or an investment property can be accessed TAX-FREE.

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