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Term Insurance offers affordable protection, added options, benefits and flexible features to meet all of your individual and business clients’ temporary protection needs. Different Insurers offer riders like Critical Illness and Disability Insurance.

Term insurance is a cost-effective choice for:

  • Income replacement

  • Mortgage and debt protection

  • Business continuity

Gone are the days of lengthy paper applications. Applying for life insurance is easier now and affordable! Applications are done online and you may qualify for no medical exam required life insurance.

Insurance Wealth Financial will help you with your insurance planning needs like:

  • Calculate how much life insurance you need

  • Compare quotes to find the best rates

  • If you already have a term policy and it's coming up for renewal, we can find a better rate than your renewal costs

  • If you have been declined or rated, our advisors can help you find affordable coverage

  • Insurance Wealth Financial is a broker, so we can help you find the policy with riders and benefits available that would better suit your needs



These Trusted Canadian Insurers all offer the same types of term insurance coverage, BUT they also offer different benefits. Insurance Wealth Financial works for you to find the coverage that best suits you and your family’s or business needs.

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Canada Life

Canada Life offers a choice of 10-, 20-, 30-year terms or age to 65 term products.

Until March 1st, get 4 FREE months of longer term life insurance.

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  • Possibility of increasing your insurance amount

  • Riders like life insurance for your children, critical illness and disability insurance available

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  • Any term from 10 and 40 years.

  • Premiums and coverage are guaranteed for your entire term.

  • Convert into permanent or universal life insurance until you are age 71

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Industrial Alliance

  • Offered for 15, 20 or 25 years.

  • Pick-A-Term is very flexible and covers all of your loans (mortgage, line of credit, car loan, etc.). Offered for 10- to 40-year periods

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  • Term insurance for 10, 20 or 30 years, or up to age 65

  • • Joint coverage, where the benefit is paid out to the surviving spouse.

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Earn Vitality Points when you complete educational, fitness and health-related activities. Have the opportunity to lower your premiums 

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Canada Protection Plan’s No Medical & Simplified Issue Term Life Insurance provides life insurance protection for periods of 10, 20, 25, or 30 years. Great for those previously declined or rated

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  • SunTerm provides coverage between $250,000 to $15 million

  • Premiums are guaranteed and coverage is available for terms of 10, 15, 20 or 30 years


Empire Life

Solution ART offers guaranteed premium rates with no increases for the first three years, then increases every year, with the last premium increase occurring on the premium renewal at age 85.

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  • ​A Term30 with SelectOptions from ivari lets you take advantage of these unique features available between the 15th and 20th coverage anniversary

How much Term Life Insurance do you need?

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Buying life insurance to provide for your family in the event of your death is one of the most responsible decisions you can make. With so many variables to consider, it's important to understand how much coverage you require and what type of policy suits your needs best.

As anyone with a family knows, you need to plan to provide for your family, even after you’re gone. This calculator will help you determine what your life insurance needs are.

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