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Online Applications with the
Best Life Insurance Companies in Ontario
Giving our clients the knowledge and tools to leverage and protect their wealth with life insurance.
Simplified Term Life Insurance
Coverage:
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Insurance amount of up to $500,000
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Terms of 10 or 20 years
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Fixed premiums
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Renewable and convertible
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Extreme disability benefit included
Clientele:
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In good health
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Aged between 18 and 70
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Looking for simple temporary coverage without additional benefits
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Preferring a remote purchasing method with no medical exam
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Wanting to be insured right away
Simplified Whole Life Insurance
Coverage:
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Insurance amount of up to $249,999
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Reduced paid-up coverage as of the 6th year
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No cash surrender value
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Extreme disability benefit included
Clientele:
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In good health (list of questions)
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Aged between 18 and 80
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Looking for simple lifetime coverage without additional benefits
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Preferring a remote purchasing method with no medical exam
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Wanting to be insured right away
Guaranteed Issue Whole Life Insurance
Coverage:
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Insurance amount of up to $50,000
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Reduced paid-up coverage as of the 5th year
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Waiting period of 2 years in the event of non-accidental death
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No cash surrender value
Clientele:
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In poorer health or who’ve been declined for traditional whole life insurance
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Aged between 18 and 80, but especially older clients who are more difficult to insure
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Looking for simple basic lifetime coverage without additional benefits (i.e., to cover funeral expenses)
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Preferring a remote purchasing method with no medical exam